Brampton real estate agent - 1% commissions

Low commissions | 1% commission | Discount Brampton realtor

1% commission

 

So what’s this all about?
Simple: I charge low commissions to sell houses. I work with Remax and have been selling houses in Brampton for the past 10 years. Over 85% of people search for homes on the Internet making my job much easier. There is less leg work involved compared to 10 years ago. I pass the savings on to you.

AND I reply to all emails within 14 minutes!

My commission plan:
1% commission goes to me for listing the property.
2.5% commission goes to the buyer agent for bringing in a qualified buyer.
That’s it. No tricks, No hidden fees.

With this you get full service such as:
1. Upload listing on MLS
2. Have a professional photographer come in to take pictures (see sample)
3. Put together a panoramic virtual tour (not just a slideshow) (see sample)
4. Email listing to all local (and active) agents (regardless of which company they are with)
5. Put up a lockbox for convenient showings
6. Design Full Colour Feature Sheets
7. Install a Remax For Sale sign
8. Email listing to my buyer database for Brampton
9. Booking all showings
10. I negotiate the offer personally
11. and much more…

It is indeed full service from A to Z :)
Call me at 647-834-6834 OR click the link below to get a free home evaluation.
Free Brampton home evaluation

Amazing pictures sell the house for more!

Yes! There is so much truth when people say “a picture is worth a thousand words” A photograph can convey beauty, order, warmth and coziness. In the same manner, it can also portray chaos, dullness and indifference. This is the reason why home sellers need great photographs in order to help them sell their homes fast.

This is one essential marketing tool that real property agents use when they list residential properties for sale in MLS or Realtor.ca or in their own websites. For example, when home buyers go to Realtor.ca to view properties that meet their specifications for location, price range, number of bedrooms and washrooms, etc., they are more likely to view properties with the most appealing photos when the results page comes up. Majority of home buyers now browse MLS first when they consider purchasing a home.

Great photos spark interest that can lead to a home sale so be careful with what you post. It is the same manner as staging your home. You don’t do it when the painting has not been done, the floors not cleaned, the flowers not bought and clutter not removed. You want to post picture perfect rooms to entice home buyers.

Home sellers benefit from hiring a low commission real estate agent who knows how to properly use photos to sell homes in the market. Full services from a 1% commission agent would include MLS listings for a lesser price. This service would include photos and virtual tours of the homes. Sellers have a choice of hiring a photographer themselves, doing it themselves, or have their low commission real estate agent take care of this aspect for them.

Point and Shoot digital cameras have made photography simpler and easier so that even children can learn how to handle one with no problems. So either you or your 1% commission agent can take at least 100 photos inside and outside the property.

Schedule your photo session on a bright and sunny day so the rooms are lit by natural light. In any case, whether natural or artificial light, people love light-filled rooms. Take photos of every room in the house as this is essential for the virtual tour if it is among the services offered by your realtor. In MLS, 3 – 4 major photographs are shown, plus the option to show more photos showcasing individual rooms.

Taking before and after photos of your property will also show you what you have done to improve the place and make it ready for selling. It will also show you if more work needs to be done. It’s certain, great photos do help you sell your home fast.

Questions to ask your Brampton agent

There are tons of agents out there. Make sure you do your research and find the one that is the best value. Here are some tips:

  • How long have you been in the business?
  • What is your average list-to-sales-price ratio?
  • How will your marketing plan meet my needs?
  • Will you provide references?
  • What separates you from your competition?
  • May I review documents that I will be asked to sign?
  • Can you help me find other professionals?
  • How much do you charge?
  • What if I’m unhappy with the service?
  • What haven’t I asked you that I need to know?For low real estate commissions . Brampton real estate agent .
  • Brampton real estate – Know how

    Importance of Painting before selling

    Boost your house resale with color. It is the most inexpensive yet effective way of attracting potential buyers, and closing a sale.

    First impressions are important in marketing and selling properties. For home resale home stagers and color consultants can help you make a good first impression that could be the difference between having a prospect step out of the car to look at the rest of the property, or drive by.

    You can hire a professional color consultant to help you choose the right exterior and interior color schemes, and which rooms can be highlighted with which colors. To this end, your Brampton real estate agent can help by providing a list of people he has worked with in the past. At the most, a color consultation would cost around $150.

    Most color consultants agree that going neutral works best because buyers can see their own furniture, photos and art deco fitting in. Neutral shades include white, gray and brown. Loud colors may clash with a buyer’s personal things and turn them off.

    Focus on the front of the house, its entrance and the main living area. Homes which exterior were painted with a shade of yellow or tan sell faster within the lower price range, while muted, complex shades attract highly educated buyers, according to Jeanette Fisher, author of the book  “Joy to the Home: Secrets of Interior Design Psychology.”

    Ensure harmony when suing color and be cautious that they do not clash. Exterior colors should be brought into the house to create harmony. This could be done by choosing a shade lighter than the exterior colors.

    Fisher also suggests that you consider the use of the room when choosing colors, like choosing “food colors” for the kitchen and dining areas.

    First impressions can make or break a sale. It helps prospects when they are “visually purchasing” a property.  Follow these tips, make a good impression and sell your home fast.*

    Contact me anytime for questions on Brampton real estate.
    I offer low real estate commission AND full service. Only 1% commission for full service.

    Extra costs when buying a house in Brampton

    Be a smart buyer. You probably already know that there are additional expenses when you are buying a Brampton home, but you just tend to look the other way in the excitement of owning a home. There are more expenses tied to buying a Brampton home than your down payment and mortgages. Find out by reading this article:

    Survey fees. Your bank or lending institution may require a property survey when you are buying a resale. This can be a hefty amount. You can ask the home seller to provide the survey when you submit an offer to purchase. This could save you as much as $1,000.

    Appraisal fees.  This is another lender requirement. Property appraisals costs anywhere from $200 -$300.

    Property insurance. This covers the replacement of your house and its contents starting from the day you take over ownership.  Take precautions that you have an insurability clause stipulated in your contract because some homes are not insurable. Proof of property insurance is also required by lending institutions.

    Home inspection fees. In Canada, this can be anywhere from $150 -$350, and even higher for more expensive homes. This protects the buyer from any problems in the home he is buying. Example problems are flooding in the basement; faulty wiring, etc. Your Brampton real estate agent and lawyer can provide  a list of certified home inspectors that can do the job for you.

    Mortgage loan insurance. This insurance is required if your deposit is less than 20% of the property’s value. For the most, it will cost the buyer 3.5% of the total amount of the mortgages.  This insurance payment is usually paid monthly.

    Legal fees. This covers payment for the services of a lawyer tasked with reviewing the offer, conducting the title search, preparing mortgage documents and looking after closing details.

    Land transfer tax. This is usually equivalent to 1-4% of the purchase price of the home. Rebates are given to first time home buyers which can be anywhere from $2,000 to $3,725 for residents of Toronto.

    Mortgage broker’s fee. If you used the services of a mortgage broker then you have to pay her or his services for finding a lending institution on your behalf and making the arrangements for the financing. However, some mortgage brokers will have lending institutions pay for their fees.

    GST.  Only new homes and those which have undergone extensive renovation are charged with GST. Rebates are also available.

    Moving costs. This is the fee you pay to professional movers.

    I’m an experienced Brampton real estate agent at your service.
    Low real estate commissions with great service.
    A discount mississauga real estate agent

    5 tips to sell your home fast!

    Do you want to sell your Brampton home fast? If you have been thinking about putting your property for sale in the market then you need all the information and help that you can get.  Selling your home is a major decision that could prove to be overwhelming. Here are some smart tips that are guaranteed to help you sell your home fast.

    1) Hire a professional real estate agent As already mentioned selling your home is a major decision which means it is a major financial transaction.  Trust only a professional realtor to help you sell your property fast at the maximum price.  Some people think they would save tons of money if they get their relatives to sell their properties for them. This is a serious mistake. Only resort to this if your relative is a realtor. Otherwise you might end up selling your property for a lesser price. Or if it could stay in the market for a longer period of time.

    When you are working with a real estate agent make sure that you are not locked in a contract by including a guaranteed clause. Your agent will understand that you only want to protect yourself, and that you’re both working together as a team to move the sale fast at the best price.

    2) Sell when the market is hot. You have a better chance of selling at the price you want when the market is hot. However, when you buy property in the same market prices would also be higher.  This means you need to be aggressive in your next buy.

    If you don’t want to sell when the real estate market is cool you can invest in improvements and repairs so you add more value to your home while waiting for the market to get stable.

    3) Keep in mind your Days on Market. Your chances of selling your home at the price you want diminishes the longer that it stays on the market.  When your property stays in the market for more than one month it becomes a stale listing.  When this happens take the necessary steps to move the home sale fast like reviewing your price, making some repairs and staging an open house with the new information.

    4) Competitive pricing. As mentioned above price is a huge factor in determining how fast you can sell your house. Don’t overprice. Selling prices are determined by current market conditions and even a minimal 3% over the market value will turn away prospective buyers. If the market is too weak and gives you a very low selling price, you can wait it out until the market improves.

    5) Never lie. Don’t lie about room sizes, unfinished basements, square footage.  When you lie about these matters in your listings you will disappoint prospective buyers.  It’s very hard to turn around disappointed people so be honest.

    Observe this 5 smart tips and see just how fast you can sell your home.

    To find current Brampton homes for sale.
    To find a Brampton real estate agent with low commissions.

    When numbers play a part in buying

    And you think you only have to worry about finances and legalities… well think again because for some people buying or selling a home is influenced by traditional “old fashioned” beliefs, and the wrong numbers may just blow that real estate deal.

    Believe it or not, real estate buyers can have some deep seated beliefs about numbers and might feel uncomfortable with the number 13. Some people avoid buying homes with the number 13 in its address, or condos on the 13th floor of the building.

    In eastern culture, meanwhile, specifically in China, Japan and Korea, the number 4 is associated with death. And much like in the western society, the number 4 is often not included in addresses, phone numbers and buildings in these countries. The Chinese further believes that 14 is a bad number associated with death and accident. If there is a number 5 included with these numbers it is even worse as the translation would be “I will die.” Surely, no one will want to move into a new home shadowed with “death.”

    But not all numbers bring “bad luck,” and according to the western culture 7 is the lucky number. This is the reason why gamblers wish for the number 7 every time they throw the dice. The Chinese regard 8 and 6 as lucky numbers, and addresses with numerous 8s are believed to be homes of wealthy and “lucky” families.

    And then you have those who believe and follow numerology. They believe in having one’s life path number which is taken from adding all the numbers of one’s birthday until only a single number remains. For example your birthday is July 1, 1971. This would be calculated as 7+1+1+9+7+1= 26, and then you add 2 + 6=8. An address with number 8 is said to be good for you according to numerology*

    When it’s time to buy a Brampton home be sure to check all Brampton MLS listings here.

    Selling your Brampton home fast

    Are you planning to sell your home, but don’t have an idea where to start? Well, it may be good to stop calling it your “home” to de-associate yourself from the structure. If you have made up your mind then you should let go and start working on making the house more appealing to prospective buyers.  That is your end goal after all: make someone write the cheque for the house.

    De-associating yourself from the house means you are mentally preparing yourself from the eventuality that soon it will be sold, and you will be nesting somewhere else.  Sometimes it is emotionally difficult to let go because you have grown attached to it, and you have a lot of good memories associated with the place. But if you are seriously considering selling your home fast then then say goodbye to every room, and start looking forward to the future.

    The next step is to get a pre-sale inspection. A house inspection will identify problems that you don’t even know you have, and which could be fixed to help move the sale. Meanwhile, if your house is in great shape with no major problems, an inspection report showing this will be a boost to the house’s salability. Do minor repairs like fixing a leaky faucet, replacing burned out light bulbs, patching holes in the walls, or fixing doors that don’t close properly.

    Depersonalize after de-associating. This means you have to pack all your personal things like family photos and collections. You want buyers to visualize themselves living in the house and not get distracted by your photos. You want them to visualize their photos on the walls.  In relation to this, it is best to neutralize walls and carpets by using colors such as browns, creams and grays.  A neutral “blank canvass” will help buyers envision their personal art collection and family pictures.

    De-clutter. Start packing up, you are leaving anyway.  If you haven’t used stuff for over a year, you will probably never use it. Consider having a garage sale or giving it away for someone else to use. Get rid of knick knacks and books. Too much stuff shrinks the size of the room. Professional stagers recommend removing a third of your things to make rooms and closets spacious.

    Make the house sparkling clean.  No one wants to live in a dirty house and when you are selling your house you need it to be extra clean. This means polished floors, spotless windows, re-caulked tubs, showers and sinks, polished chrome faucets and mirrors, vacuumed carpets, a clean fridge, among others. Odors are a big no-no, so make sure that you clean and air out musty smelling areas.  If you have pets make sure the kitty litter is clean, or if they are caged pets, the cages should be cleaned to make sure there are no nasty odors emanating from there.

    Finally, make sure that the house is inviting from the outside. The front lawn, sidewalks, and exterior paint should make the buyer want to go inside the house to further check it out.  The house can have this appealing look if the lawn is mowed, bushes are trimmed and the sidewalks are cleared.  Also have some flower pots, they are always pleasing to the eyes.

    If you want to sell your home fast, you better get busy now.

    Get a free home evaluation here. For low real estate commissions AND full service give me a call.

    Homes in Brampton

    Benefits of Buying a Home

    Buying a home is a major decision. There comes a point when you have to think long and hard about your future living space. How long do you want to continue renting? Is it time to consider buying a home? Depending on your current situation both options have their advantages and disadvantages.

    First let’s take a look at the advantages of buying a home:

    *A great investment.  If you have read any of David Bach’s books in the Finish Rich series, you will be smart to take note that one of the wisest investments you will ever make is to purchase real estate. A home builds equity over time as you pay your mortgage. This means that you have ownership of the home as you complete mortgage payments.

    *Tax rebates and deductions. First-time home buyers get refunds from the government to assist them with the costs of purchasing a home. The First-Time Home Buyers’ Tax Credit (HBTC) is non-refundable, and is based on $5,000 for those who acquire a qualifying home after Jan. 27, 2009. It is calculated by multiplying the lowest personal income tax rate for the year by $5,000. For more details on this please refer to the HBTC guidelines.  There are also tax rebates on home renovations, energy savings home improvements, and land transfer tax credits.

    *Stable monthly costs.  Owning a home gives you more control over your costs with fixed-mortgage payments.  Sometimes the mortgage could even be lower than the cost to rent. Your principal and interest payments would stay the same every year, unlike rent which could go up every time you sign a new lease.

    *Freedom to Renovate.  If you own your own home you are free to renovate and move things around according to your personal taste. You can play around with your living space to suit your lifestyle without the need to ask for permission from your landlord. You can paint your walls or dig a pond in your backyard. You can express yourself in your own home.

    *Community.  Buying a home gives you the sense of security and stability of being a part of a community. Unlike renting, you feel a certain amount of commitment to neighbors and community. This is the reason why people carefully choose the areas where they buy their homes. They look for a community that they like, and envision to love because they are going to be part of that community for a long time.

    When you buy a home you have responsibilities for its upkeep and maintenance. You do this because you love your home and want to live a good quality of life, and also because a well-maintained home raises the value of the property. Some people regard these responsibilities as “disadvantages” to owning a home. It all depends on how you view things, but these responsibilities include: liability for accidents and injuries on your property; liability for damage caused to your neighbor’s property if it came from yours;  mortgage needs to be paid even if you are having financial problems; equity rates may vary; you need to pay property taxes.

    Also, unlike renting when you can pack up and leave anytime, you cannot just pack and move everything when you own a house. *

    You can find lots of Brampton houses for sale here. And if you need to sell your Brampton house you can check my site for low real estate commissions.

    Brampton home owners – save energy

    When you own a home there are many ways you can save energy. The first thing to look at is your Heating and Cooling System. The fact is that heating and cooling your home is around 60% of your energy costs!

    If you install ceiling fans and use them in conjunction with air conditioning you will save energy. Just make sure it is blowing air downwards in the hot months. To save more you can install a programmable thermostat with a built in timer. It can be set to lower the heat at night and if you are away. When you leave your home turn off your air conditioner. Here are more tips:

    -reduce the temperature in your home a few degrees at night and when you’re not there.

    -keep the blinds and drapes closed during the hottest part of the day.

    -use area rugs on cold floors, cold feet make your body cold!

    -put on a sweater rather then turning up the heat.

    -clean and replace furnace air filters every month

    -keep the temp at 24-25 degrees Celsius instead of the low 20’s. Every degree below 26 degrees Celsius will increase the electricity.

    -turn off any unneeded lights in your home.

    -plant some leafy trees on the sunny side of the house and they will give shade in the summer and warmth in the winter. Pine and fir trees are good for this energy saving tip.

    The Water Heater in your home can waste energy so shower for only 5 minutes. You can also wrap your tank in a special blanket. Fix any leaky faucets and install low flow aerators.

    Drain a pail of water from you natural gas tank every 3 months to remove sediment and prevent heat transfer from your unit. Water heaters are notorious for using the most energy in the home! Along with that is the fridge. Make sure you clean out the freezer and defrost regularly. Get an Energy Star model if you are buying new. Here are more tips:

    -set the temp for just as cold you need it.

    -never has a fridge in the basement.

    -never overfill the fridge, it blocks circulation. However, a full freezer works better than an empty one.

    -check the seal on the door.

    -clean the coils and air intake grill every 3 months.

    -keep out of direct sun and keep 5 centimetres all around for heat to escape.

    -let hot foods cool before putting them in the fridge.

    When it comes to your oven it is an energy eater. You should keep lids on pots to keep the heat in and use an electric kettle to boil water.

    -thaw frozen foods in the fridge

    -never put foil on the racks

    -turn the oven off before cooking time is over it will continue to cook.

    -use the right pot and element.

    Using the microwave can save you 75% less energy!

    We all use our washers and dryers often but there are ways to cut down the energy bill. Try using cold water in the rinse cycle. You can run full loads instead of smaller ones and wash in cold or warm water. The energy comes from heating the water.

    Try using cold or warm water for the wash cycle instead of hot water. The hot water will in fact shrink and fade your clothes more easily. When it comes to the dryer make sure the clothes are wrung out. Separate the loads into heavy, medium and light so they take less drying time. Dry loads one after the other to avoid wasted heat.

    Always clean out your link filter. It increases the energy by as much as 30% and it could pose a fire hazard! You can always line dry in the nicer months.

    When it’s time to sell your Brampton house consider hiring a Brampton real estate agent that charges 1% real estate commission for full service.

    Buying a Brampton condo

    Buying a home is a huge step and a huge financial investment. It can be very stressful and confusing. That is where well trained representatives can really help you through the whole buying process. You should be able to ask any questions that may be plaguing you.

    Buying your first condo can be a simple process when you have the right real estate representative. When you are thinking about buying a condo you will want to think about where you want to live? If you are in a city, which part of the city appeals to you? How will you get to your workplace? After that you will want to think about the type of home you want to live in and the space you want? Remember that there are high rises, low rises and town homes.

    You have to get the best rooms and spaces that will suit your needs and that of your family. Look into the number of bedrooms, amenities and the direction the condo is facing. Do you want the sun beating into your rooms or would you rather have a shaded location? The next thing to consider is the cost. Condos can be very pricey. You have to consider how much you can comfortably afford and the type of home you want. Then decide on a down payment and the mortgage. You have to add these numbers to any other loan expenses and your total monthly expenses to see if you can swing it. The sum of these numbers has to be an amount that you can cover and that is within your means.

    There is no doubt that you will have to do some research when it comes to the builders and make sure they are legit. Simply check out different web sites and then you can go and visit the locations and meet the representatives. Find out the builders reputation from people who actually live there. Word of mouth is everything. Find out their experience and knowledge of the buildings. Two good resources in Toronto are The Greater Toronto Home Builders Association and the Tarion web site which has found a builder. If you are confident with your knowledge and want to move forward you have to fill out the paper work. You should work with a condo lawyer who can help you through the whole process. The first thing you have to do is sign the Agreement of Purchase and Sale.

    Of course make sure you go through it and make sure it is legally binding. It should include the purchase price, terms and conditions of the transaction, description of financing, closing date, possession date, pre-inspection and other items and details. The final step in buying your first condo is the disclosure statements and the condo documentation. The disclosure statement and documentation pulls together all the important information on the condo that you’re buying. You have to read over this document very carefully. Buying a condo can be exciting, but it can also be overwhelming. Make sure you have help and ask yourself those all important questions before you make any decisions.